Buy Here, Pay Here (BHPH), In-House Financing

Used Cars

These are places where the dealer finances car loans himself (BHPH is sometimes called in-house financing.).

Basically, he is the bank and he takes on all the risk. That’s especially true because BHPH dealers cater to people with bad credit – deep subprime customers who typically have credit scores less than 550.

It’s not hard to find people who are out of luck, out of work, and grateful for the opportunity to finance a car at all. But that opportunity comes at a steep price, which is either folded in or added on in the form of interest rates up to 25%.

So here are six tips to consider if you’re thinking about Buy Here-Pay Here:

1. Can you wait? Say you’re going to spend $300 a month on BHPH car payments. Can you put off your purchase by a few months and save that money? Reed says if you grow your down payment, you may be able to find a friendlier loan, or even buy a used car outright.

2. How much is the down payment? A bigger down payment reduces the balance on which you pay interest, and that’s good. But how much is too much? If you put $3,000 down on an older car, you may be handing the dealer enough to cover its actual value. The rest is profit. Again, that money might be better spent on a friendlier loan or a private purchase.

3. Where’s the nearest computer? This relates to another good question: Where’s the nearest door? Go home; think it over; don’t rush. Try to go online and comparison shop. Look up a vehicle’s history on You can appraise a vehicle and calculate maintenance costs on See what other deals are available in your area.

4. Take a test drive. Preferably to a mechanic.  Do you have the option to get an independent inspection before signing? Take it. Take it now. A lot can happen in the 100,000 miles that many used vehicles rack up. Get advice from a third party.

5. Do you feel like the dealer is doing you a favor? I like it because it speaks to the emotional aspects of A) needing mobility and B) needing money. Reed says when people feel vulnerable they are less likely to negotiate. And you should negotiate.

6. Does the dealer report to the credit bureau? These days, it’s easy to wreck your credit, but you want to be able to build it too. Make sure a successful track record of payments can, theoretically, count in your favor.

Oxford, Ohio, 1971

At home in the back yard
You have heard people say, if I knew I was going to live this long I would have taken better care of myself?

I say, if I would have known that I was going to live this long, I would have kept the Honda CL175K3 that is pictured above.  This was just the machine for cruising the campus of Miami University in Oxford, Ohio.  I have only seen one other like it since!  I bought and paid for it from a guy in Maine.  However he ran into some hard times and sold it before he shipped it to me!  He eventually paid me back, but I was really hoping  to get one back under my roof.

My name is David.  I grew up in the 60’s in an era where the curious phenomena of little Japanese motorcycles just started making the scene.  These cute little things were never be considered “real” motorcycles by most enthusiasts at the time.  However, for a kid, there was no better diversion that two wheels and some speed.  It was quite a revelation to find out that on a Honda Step Through 50, if  you pushed the gearshift back further in first gear, it was like having a clutch in neutral.  You then revved it up and lifted your foot it would pop a little short wheelie as it purred its way down the road.

These bikes were pristine little marvels; not like those big bulky Harleys that you could barely hold up, let alone ever think about being able to afford.  They had flawless paint and smooth lines.  The engines purred while idling but roared at red line.  They were also as dependable as the sun coming up.  Most importantly, you didn’t have to always tinker with them to get them running.

Did you ever notice that at the very top of most small bore vintage gas tanks have lots of little tiny scratches?   Ever wonder why?  Well, I am sure that my experience riding my friend Jimmy Brandt’s Honda Super 90 may tell the story.  At the time, nothing was more important  than trying for the land speed record watching the speedometer creep up: 59, 60, 61,maybe even 62 if there was a tail wind that day.  All those tanks were scratched from buttons, zippers and crosses because their riders were lying prostrate  on the tank trying for just a couple of more MPH.  Ah yes, those were certainly the days and I love to share the memories with you.

Today, I live in the Columbus, Ohio area.  I spend most of my free time tinkering around with old Japanese motorcycles.  I have owned over 200 of them,  most of which I bought simply because I couldn’t afford them when I was younger.  I often rescue them from dark, dank garages in desperate locations.  I must get some sort of perverse satisfaction out of busting my knuckles cleaning impossibly blocked pilot jet passages on Keihin or Mikuni carburetors.

I learned some time ago, that you can only collect so many, and then they get neglected and never ridden.  Now it is my passion to re-unite people with the motorcycles they owned in the past.  It is a great feeling to connect someone with something they had as a younger person, but never thought they could find one again.  Only YOU can imagine how excited my customers are when  they are able to ride the bikes of their youth.

I have put together what I hope is a good mix of motorcycle memories, motorcycles for sale, and nostalgia pictures and information.  I hope you enjoy my website.

Please feel free to email me if you are looking for a particular bike or have questions.

DealerNews Top Independent Dealer of 2012

Road Track and Trail — 3-time winner
Owner: Nick Rank
Location: Big Bend, Wis.
Store size: 21,500 sq. ft.
Vehicle brands: Pre-owned

This is the second year in a row that judges have awarded Road Track and Trail the Best Independent merit award. The store counts 25 percent of its customers as repeats and 26 percent as referrals. How do they do it? By making it known that they care about their customers’ safety and well-being. “Our customer service philosophy was molded around our moral code of loyalty and safety,” the store says. “We couldn’t be satisfied with our sales if we weren’t making sure that every vehicle is inspected and road-tested again and again.” Repeat customers also get additional discounts on their vehicle purchases as a thank-you from the store.

National Powersports Auctions (San Diego, Houston, Cincinnati, Atlanta)

Many MO journalists have gone on to successful careers pushing this cart around.

In a nondescript industrial section of the San Diego suburb of Poway, CA is a large warehouse and parking lot that is one of three facilities run by National Powersports Auctions. Once a month, dealers, brokers and others come to bid on the hundreds of dirtbikes, streetbikes, cruisers, ATVs, watercraft and RVs. It’s a fascinating display of frenzied commerce that should fascinate anybody who has ever wondered where some dealers procure their large supplies of clean, low-mileage, late-model motorcycles for sale.

National Powersports Auctions is the premier Powersports auction in the United States. They claim to sell 3,700 units a month between their three facilities in San Diego, Houston and Atlanta. What such huge volume means is that if a used unit sold at a dealership in the United States wasn’t a trade-in, it probably was purchased at a National Powersports Auction.

Most of NPA’s inventory comes from one of the major banks that finance Powersports purchases in the United States, giants like General Electric Consumer Finance or CapitalOne. These banks need a quick, efficient way to liquidate a vast amount of repossessed vehicles at a minimal expense. The banks double-dip by offering prospective dealers and brokers financing to purchase the units, making the auction a one-stop shop for dealers looking for fresh inventory.

Insurance companies also take advantage of NPA’s facilities. A great number of units are also salvage, some rideable and re-titled, others with extensive damage and salvage certificates only.

What’s In a Name?A salvage-titled vehicle can be a great way to save money without sacrificing style, safety or performance.

If you’ve ever had a car you called a “piece of junk”, you might consider owning and riding a salvage-titled motorcycle. A salvage-titled vehicle can be a great way to save money without sacrificing style, safety or performance.

“Salvage” can mean different things in different states. In California, a salvage-titled vehicle can be registered and ridden on public roads, but will always have the word “salvage” on the Certificate of Title. In other US jurisdictions, a vehicle that has been in a severe accident can never be re-registered and may be sold only for parts. Other states, like Florida, allow you to “resurrect” title to a clear one after repair and inspection, which gives new meaning to buying a Honda Hurricane.If the vehicle is being offered to you for sale and it already has been registered as salvage, make sure you inspect — or have a repair facility inspect — it to ensure it has been properly repaired and is safe to ride.

A vehicle has its value significantly reduced by a salvage title, even if it is perfectly repaired and functioning. For one, that permanent salvage designation will always limit resale value. Also, insurance companies often refuse to provide any coverage — either comprehensive or even basic liability — for salvage-titled vehicles.

If the vehicle is being offered to you for sale and it already has been registered as salvage, make sure you inspect — or have a repair facility inspect — it to ensure it has been properly repaired and is safe to ride. Just because it passed some kind of “inspection” means little in some states. In California, all that is required is a “brake and lamp” certificate from a repair shop (meaning a mechanic verified the lights and horn work), and verification that the vehicle’s identification number hasn’t been altered. The frame doesn’t have to be checked for broken welds, the brake rotors don’t have to be checked for warps, and the forks don’t have to be checked for alignment. Caveat Emptor!

If the vehicle is purchased directly from the insurance company — like all the salvage title bikes at the auction were — the buyer will eventually receive some kind of “salvage certificate” from the seller. This certificate just confirms that the VIN is assigned to this vehicle and that it has been salvaged. It is then up to the buyer to take the necessary steps to make the vehicle road-worthy so it may be titled in her state.

Buying salvage title can save you plenty, especially if you want to buy a motorcycle for racing, stunting, trackdays or jumping Snake River Canyon. But only careful research and planning will tell you if it can be a safe, practical way to obtain a bargain ride for the street.

Finally, there are plenty of units that dealers are unloading for various reasons. Some might be lien sales; vehicles abandoned by customers who couldn’t pay for repairs or service, while others might be “lot lizards”; bikes that have sat too long without selling. Additionally, Eagle Rider — the chain of cruiser rental shops — had a large number of Harley Davidson and Victory cruisers ex-rental bikes they were getting rid of on the day I attended the auction.

After a day-long “preview” open to bidders to check out the units before the auction starts, the bidding is ready to begin at 8:00 sharp on Friday. I went down there with a friend of mine who operates a motorcycle dealership and wanted to unload some of his “dead wood”. The dead wood was five motorcycles and scooters that he couldn’t or wouldn’t sell to his customers. He also wanted to load his truck and trailer with as many good deals for his shop as he could. “I’m looking for starter bikes and 600cc sportbikes”, said my friend; I’ll call him `Fred’, as NPA chose not to cooperate with the production of the story and I don’t want to jeopardize his standing with them.

Fred had already checked out the bikes he was interested in by accessing NPA’s preview page and by inspecting them in person the day before. He had his eye on GS500s, Rebel 250s and the vast number of late-model Japanese sport 600s. Time permitting, NPA runs the bikes through their mechanical inspection, checking the          frame, bodywork, motor, transmission and other components. The vehicle gets a score for the motor, body, and overall, so the buyer has some idea of what he will need to do to make the bike ready for their sales floor, or how valuable salvageable components are if sold separately.Inside the warehouse, the sight of thousands of street and dirtbikes was overwhelming to a motorcycle enthusiast’s eye. Everything was represented, from the wildest Big Dog Ridgeback to a burnt-out hulk of a Kawasaki ZX-6 that looked like it had met its end in a house fire. The bikes were arranged in long rows, several hundred long, with corridors between the bikes to allow a large rolling platform to move between them.

On this platform sat an auctioneer and two assistants. The assistants would type information and bids from internet buyers into the auction system while the auctioneer would call out the high bids in a rapid-fire banter. In front of the cart, two “ring bosses” were poised to spot and encourage bidding.

The auctioneer started on the first unit for sale. Less than 40 seconds later, it was sold, and the next of over 1300 motorcycles to be sold that day was on the block. Auctioneers claim to be able to sell over 100 units an hour. To keep up, a team of workers pushes the large blue cart along the lines of bikes, and an attractive young woman holds a flag marked “Current Auction” in front of the bike for sale. The action is fast, and you have to be careful to be sure the bike you want isn’t sold out from under you before you realize it’s being auctioned; Fred lost more than one opportunity like this.

The action is fast, and you have to be careful to be sure the bike you want isn’t sold out from under you before you realize it’s being auctioned…

The action is fast-paced as the participants are mostly seasoned veterans who attend many auctions a

Oh, yeah, people buy these things, too.

year. One man had numbers from many buyers and was bidding on almost every bike. By lunchtime, he had purchased over 30 motorcycles and was on his cell phone asking if his dealers wanted more bikes. These brokers know the ring bosses and auctioneers so well that they just make eye contact or move a single finger to indicate they are bidding.What was notable that day was that people were bidding top dollar that day for sportbikes of all displacements. A clean, low-mileage 1000cc sportbike would go for well over the Kelly Blue Book retail price. A quick glance at the crowd revealed the reason; many of the dealer’s ID number tags were hand-written with marker rather than printed. The dealer can bring as many “guests” as he wants to the auction; many of these people were friends and family members looking to find a good deal on a sportbike, dirtbike or Harley. Since they didn’t have to make a profit, they didn’t seem to mind bidding over KBB retail, so long as they were getting a nice motorcycle. At press time, NPA has not answered any information requests, so I do not know if this violates their policy or if they encourage it to force the sales prices up higher.

Man, oh, man, a riding mower! I missed that one.

The high price for sportbikes makes life a little tougher for Rich Mason, who purchases motorcycles and cars in the USA to export to England and other European countries. Prices at the auctions sometimes get so high that if “the exchange rate’s bad it’s not worth it” to buy the bikes and ship them to England, despite the fact that the USA is a treasure trove of low-mileage, late-model sportbikes: “some of them are like brand-new…it’s crazy”.Stunting and stunters were also a theme of the day. One 2003 Honda CBR954RR was fully enclosed in a stunt cage, complete with a 12 O’ Clock bar at the back. The bike’s label noted the motor as a “six” for transmission trouble, common enough for stunt bikes. The very young man (accompanied by his father who worked for a dealership) who bought it bid well over the Kelly retail price. I asked him if he had noticed the notation about the transmission. “Is that bad?” was his response. Other sportbikes had obvious signs of stunt abuse: balled-up rubber under the rear fender from burnouts, bent levers, loose bodywork and other signs of abuse. Repo man coming next week? Stunt party! He probably could have found better deals in the local classified ads or on Craig’s List, but NPA lets him use dealer financing and is convenient.The day wore on, and the hungry jaws of commerce chewed up hundreds more units. Fred was able to snap up a trio of EX500s for just a little more than KBB wholesale value. His dead wood sold, some for less than what he wanted to get, others for impossible amounts. A 50cc Chinese scooter a customer traded for a $100 store credit because it was not registerable in the US fetched $300 from a Mexican buyer. A 2001 Suzuki GSXR750 that had sat on his showroom floor for six months at $5,500 was snapped up in 25 seconds for $6,000.

By four PM the auction was over and I was helping Fred load his truck and trailer with the six units he was taking back home. He probably could have found better deals in the local classified ads or on Craig’s List, but NPA lets him use dealer financing and is convenient. More importantly, it helps him keep his shop busy and full of customers by having fresh inventory, even if he doesn’t make huge profits on bike sales.

For consumers, from what I saw I think there are less stressful and cheaper ways to obtain a good deal in a used bike. Although there are some beautiful motorcycles available, late model Japanese bikes go for almost retail price. A 2004 Kawasaki ZX-10R went for $8,400, despite the KBB website valuing it at $7,720. Even if you have a friend on the inside and can get to one of the auctions, I’d recommend staying away and letting the pros fight it out.


Harley Davidson’s most prestigious award -Platinum Bar & Shield Circle of Distinction Award!

Colonial Harley-Davidson has been awarded Harley-Davidson Motor Company’s most prestigious award for superior performance in 2010; the Platinum Bar & Shield Circle of Distinction Award! . This award is given to the top 6 Harley-Davidson dealerships in the United States. There are approximately 650 dealers nationally. Colonial Harley-Davidson earned the award based on their motorcycle and related product sales performance, an evaluation of customer service and satisfaction, and various operational measures.

Chrome plater serving the V-Twin, Cruiser and Sport Bike markets






Meclec Metal Finishing has become recognized as a leader and top quality polisher and show chrome plater serving the V-Twin, cruiser and Sport Bike markets. Meclec is currently doing business with several custom builders, many dealerships and independent motorcycle shops across the USA, Europe, Canada and Puerto Rico. Meclec has also become recognized by the Hot Rod and automotive restoration industry.

Meclec’s goal is to provide a superior, show quality finish. We chrome all metals except magnesium (magnesium parts are polished only). Meclec has an outstanding polishing and plating department with personnel that have over 15 years experience in plating motorcycle parts. Meclec’s management team also rides motorcycles and has experience in automotive restoration. So you can send your parts with confidence knowing that you have an experienced staff on hand and speaks your language. Meclec also offers RE-CHROMING. We strip the existing plating, re-polish and re-plate the part using the necessary procedures. Meclec is mechanic friendly in the plating process, which eliminates additional time preparing parts for installation. All Meclec chrome is Show Chrome quality and carries a One-Year warranty, except for wheels that are re-plated, there is no warranty.

Services Meclec provides are; Chrome, Black Nickel, Copper, Nickel, Brass plating and polishing. We are now offering Powder Coating, we can handle all size of parts. You pick the color and we will powder coat it.

Manufactures, contact us for a quote on CNC machining and plating your parts. You can save on shipping and travel time by having us machine your parts locally.

Please fell free to send us your parts and test our quality and service. Meclec is confident that you will be very impressed with our polishing and chrome plating. Our turn around time varies depending on the time of year. If you are in a bind and need something in a hurry, please let us know and we will try to accommodate you. There is a rush charge fee of 20% of the total order.

Our current price list, shipping form and a credit application can be obtained by contacting Meclec at the phone number or e-mail listed below. We also accept all major credit card. Parts that are not listed on our price list can be quoted over the phone depending on the type of metal and the condition of the part.

You can reach us anytime during regular business hours to get a price on parts, check the status of your order, or to change shipping instructions.

We look forward to the opportunity to demonstrate our Quality and Service to you.

For more information or to request a Dealer Information packet please contact:

Meclec Metal Finishing Inc.
5945 East Harvard Ave.
Fresno CA 93727
Office: 559-797-0101
Fax: 559-797-0104

2013 Kawasaki KX and KLX Lineup

Kawasaki has announced its 2013 KX and KLX lineups with 10 motorcycles across both lines, five 2013 models in each line.  The KX models are all classified as Motocross models, while Kawasaki designates KLX bikes as Off-Road and on KLX model as Dual Purpose.

2013 Kawasaki KLX Dual Purpose Models

There are two 2013 Dual Purpose models in Kawasaki’s lineup, one being a KLX model. 


With styling inspired by its Off-Road brothers, the 2013 Kawasaki KLX250S features custom spring and damping settings that provide a solid feel in corners and give riders a shorter reach to the ground.  The electric starting 249 cc, four-stroke, single-cylinder engine is cooled via two high capacity Denso radiators.  Head and tail lights, directional indicators and mirrors make the KLX250S street legal.  The digital instrument panel includes a bar graph tachometer, speedometer, dual trip meters and a clock.  Kawasaki offers the KLX250S in Lime Green or Bright White.  Base MSRP on the 2013 Kawasaki KLX250S is $5,099.

2013 Kawasaki KLX Off-Road Models

Kawasaki has four KLX models classified as Off-Road bikes, the base model KLX110 and KLX140 and a beefier version each denoted by the “L” in the KLX110L and KLX140L.  All four are powered by four-stroke, SOHC, two-valve, air-cooled engines.  The Kawasaki Off-Road models are available in Lime Green.

KLX110 and KLX110L

Kawasaki built the KLX110 and KLX110L for beginning and intermediate riders.  The 2013 KLX110 features an electric starter, with a backup kick-start lever.  It also makes it easier for beginners to get the hang of riding with a four-speed transmission and automatic clutch that allows for clutchless shifting.

Designed for the more experienced or slightly larger rider, the 2013 Kawasaki KLX110L has a manual clutch, longer front fork and rear shock to give it a seat height that’s almost two inches taller than the basic KLX110.  Both of the 110 models have a base MSRP of $2,399.

2013 Kawasaki KLX110

KLX140 and KLX140L

Bigger than the 110 models, the 2013 Kawasaki KLX140 and KLX140L provide size and experience appropriate fun to any size rider.  The KLX140 has a 17 inch front tire and 14 inch tire in the rear while the KLX140L sports a 19 inch tire in the front and 16 inch rear tire.  Seat heights are 30.7 inches and 31.5 inches respectively.  Both of the 140 models have a base MSRP of $2,999.

2013 Kawasaki KLX140

2013 Kawasaki KX Motocross Models

Kawasaki’s 2013 Motocross lineup includes five KLX models.  All of the KX models are available in Lime Green. Major upgrades can be found on the two top of the line models.


The KX450F has been ridden to championships for years.  Recently winning the 2011 Supercross and Motocross titles and the 2012 Supercross championship.  For 2013 Kawasaki gives the KX450F a number of revisions.  The bike gets a new Kayaba Pneumatic Spring Fork, reducing weight, and improving bottoming resistance.  The engine has been retuned to provide more power, especially in the low and mid ranges of the powerband.  Longer grips, made of lower density material put the rider’s hands closer together for added comfort.  Base MSRP on the 2013 Kawasaki KX450F is $8,699.

2013 Kawasaki KX450F


Also a perennial winner, the KX250F gets a number of upgrades for 2013.  A new Showa Separate Function Fork has a bigger diameter, 48 mm, inner fork tube for more rigidity on the 2013 Kawasaki KX250F.  Kawasaki also added a dual injector digital fuel injection system.  Base MSRP on the KX250F is $7,599.

2013 Kawasaki KX250F

KX100, KX85 and KX65

There are three more KX models in the 2013 Kawasaki Motocross lineup, each  model providing a slightly larger bike for riders of varying size and experience.  All have six-speed transmissions, hydraulic disc front brakes and are powered by two-stroke, single-cylinder engines.  Base MSRP on the 2013 models are: KX100, $4,249.  KX85, $4,049.  KX65, $3,649.

2013 Kawasaki KX100

2013 Honda CRF Lineup – Honda introduces two new CRF models and updates the original CRF450R for 2013

Honda launched the CRF line of motorcycles in 2002 as the successor to the XR series while retiring the two-stroke CR series.  The 2013 Honda CRF lineup includes bikes that Honda classifies as Dual Sport, Trail and Motocross.  Each motorcycle in the 2013 lineup is powered by a four-stroke, single-cylinder engine and is available in red.

2013 Honda CRF Motocross Models
Honda has three CRF models in its 2013 Motocross lineup.  All three feature liquid-cooled, single-cylinder four-stroke engines.  The two larger models come equipped with fuel injection.

The granddaddy of the CRF line gets some major upgrades.  The new twin-spar aluminum frame along with a new KYB PSF (Pneumatic Spring Fork) suspension and short dual mufflers combine to put the focus on a low center of gravity.  The new front fork is almost two pounds lighter than previous versions while allowing for a larger 32 mm cartridge damper piston.  Also new on the 2013 Honda CRF450R is the single shock Pro-Link rear suspension with 12.5 inches of travel, new bodywork, seat and larger capacity (1.66 gallon) fuel tank.  Base MSRP on the CRF450R is $8,440.

2013 Honda CRF450R

The winner of both the Supercross Lites East and West SX championships in 2012, the CRF250R gets several improvements for 2013.  Honda recalibrated the fuel injection to make the engine on the CRF250R more responsive through the low and midrange ends of the powerband.  New generation Dunlop Geomax MX51 tires front and rear give the CRF250R improved traction.  Base MSRP comes in at $7,420.

2013 Honda CRF250R

Designed for smaller riders and those new to Motocross, the CRF150R features the same styling cues as its bigger brothers, along with a Keihin 32 mm carburetor.  Base MSRP on the CRF150R is $4,990.

2013 Honda CRF150R

2013 Honda CRF Dual Sport Models
Honda has only one 2013 CRF model (so far) in the Dual Sport category.

Brand new for 2013, the Honda CRF250L features street legal components like head and tail lights, turn indicators and mirrors.  Its digital instrumentation, integrated into the headlight visor, includes a speedometer, fuel gauge, clock and twin tripmeters.  Though street legal, the CRF250L is made for off road use, mimicking the styling of its Motocross brothers.  The CRF250L has a six-speed transmission and 249 cc air-cooled, fuel injected, single-cylinder four-stroke engine.  Base MSRP on the 2013 Honda CRF250L is $4,499.

2013 Honda CRF250L

2013 Honda CRF Trail Models
Honda bills these motorcycles as entry level or youth off-road bikes.  One brand new model joins the lineup for the 2013 model year.  All of these models are powered by air-cooled, single-cylinder, four-stroke engines.

New for 2013 the CRF110F replaces the entry level CRF70F.  The CRF110F is built for new riders with features like a low 26.3 inch seat height, four-speed transmission with automatic clutch, throttle limiter and an electric starter.  The CRF110F also has a kick starter.  It’s light enough for even smaller riders with a curb weight of 163 pounds.  Base MSRP on the 2013 Honda CRF110F is $1,999.

2013 Honda CRF110F

CRF80F, CRF100F and CRF230F

Honda includes three more Trail models under the CRF family for the 2013 model year, each a little bigger to provide older beginners and experienced riders with a model that suits their size and capabilities.  They all have manual clutches while the CRF80F and CRF100F have five-speed transmissions.  The CRF230F has a six-speed tranny.  Base MSRP on the 2013 models are:  CRF80F, $2,470.  CRF100F, $2,880.  CRF230F, $4,170.

As of August 2012 these were the only 2013 CRF models Honda had announced.  Get full specs and details on the entire Honda CRF lineup, along with information on comparable models from different manufacturers right here on


A Look at Toyota’s 2013 Corolla & Matrix Models

As one would expect the 2013 Toyota Corolla is a no-nonsense sedan backed up by its rock-solid reliability and incredible ability to stretch fuel. While the Corolla certainly provides a decent ride, American and European car makers are giving the 2013 Corolla some stiff competition in recent years. Those looking for a little more variety in their next car purchase might want to look at the Toyota Matrix along with the Corolla. The Matrix is the perfect mix of style and soul from a sporty vehicle while giving drivers the usefulness of a sport utility vehicle —  all while being priced at the level of a compact sedan. Some notable improvements for the Matrix include an upgraded speaker and sound system that is fully operational with no hands. The Matrix’s base trim is loaded with six speakers.

When it comes to the 2013 models, the Toyota Matrix is available in a wide variety of options. The Matrix is available in the L and S models, both of which come in the front-wheel-drive option, while the S model is only available in an all-wheel-drive design. Toyota decided to put a 1.8-liter 4-cylinder engine in the base models which gives drivers’ 132 horsepower. Those who purchase the S model are able to take advantage of a 2.4-liter four-cylinder engine that puts out 158 horsepower.

2013 Toyota Corolla Exterior

No matter what model or drive-train one selects, there are many options available including a five-speed automatic transmission with a manual shift mode, a four-speed automatic and a five-speed manual. Standard equipment includes 16-inch wheels, fog-proof exterior mirrors, climate and cruise control options and a CD player that is fully compatible with MP3 file formats. When it comes to safety, all models and trim levels have anti-lock disc brakes with brake assist, curtain airbags in all rows, a passive tire monitoring system, driver and front passenger side-impact airbags and active head restraints. There is also a Vehicle Stability Control system (VSC) that features integrated traction control for any type of road condition.

Regarding the 2013 Corolla models, not much has changed from its 2012 model. The following models are still offered in a four-door sedan configuration: Base, S and LE. It is still built on a front-wheel drive-train and seats up to five people comfortably. Like the Matrix, the Corolla still lives up to its reliable as heck reputation along with being great on gas and looking not too shabby to boot. No matter the model one chooses, each car comes with a 1.8-liter engine that pumps out over 132 horsepower. Whether you like to drive stick or simply want the on-board computer to do the shifting for you, there is an available five-speed manual or a 4-speed automatic transmission.

Since the 2013 model is extremely similar to the 2012 model, this year’s Corolla has many of the same safety features. The safety features include side and front impact airbags, anti-lock brakes with brake assist technology and driver and front passenger passive whiplash protection head restraints. Additional optional features include climate control, traction control with the vehicle stability control system, cruise control, fog lamps, a tilt-and-slide power moonroof and generous 16-inch wheels.

2013 Toyota Corolla Interior

The Toyota Matrix is pretty straight forward when it comes to what is under the hood. Those picking up the L trim model will get the standard 1.8-liter I-4 engine that produces 132 horsepower, 128 lb-ft of torque and offers up to 850 pounds of payload. The S trim, in both front and all-wheel-drive, gives customers their 2.4-liter I-4 engine that is capable of 158 horsepower, 162 lb-of torque and offers up to 850 pounds of payload. Regarding fuel mileage, no matter what model, type of drive-train or the size of the engine, drivers will get an all-around 13.2 miles per gallon in the city and on the highway.

2013 Toyota Matrix Exterior

The Toyota Matrix is quite a spacious little vehicle for both storage and passenger and driver spaces. Along with the standard seating capacity of 5 persons, including the driver, the luggage and maximum cargo capacity measurements come in at 19.8 cubic feet and 49.4 cubic feet respectively. Other notable measurements of the interior are its rear leg room being 36.2 inches, its front leg room being 41.6 inches and its rear head room being 39 inches.

2013 Toyota Matrix Interior

When it comes to the 2013 Toyota Corolla, there are many notable things about this year’s model. There are three different trim levels for the Corolla and they are the L, LE and S. This year’s model comes only in a sedan design. The L trim has many standard features including manually operated front air conditioning, front fog lights and anti-lock brakes with driveline traction control. Additional features include a five-speed manual transmission with over-drive, driver and front passenger heated front seats, 15” steering wheels and a 1.8-liter I-4 engine. The LE trim model has a first row open/close sliding and tilting glass sunroof, upgrades to 16” steel wheels, includes a voice operated navigation system, and has a four-speed transmission, instead of the L trim’s five-speed transmission. The S trim model maintains the same glass sunroof, uses aluminum instead of steel for its wheels, and keeps the front fog lights and voice operated navigation system. Other standard features on this trim level include manually operated front climate control, a five-speed manual transmission with over-drive, front passenger and driver heated seats, keyless entry and a 1.8-liter I-4 engine.

When it comes to prices, there is a wide variety of prices for both the Matrix and the Corolla. For the Toyota Corolla, price varies based on the trim level and what options ultimately end up in one’s final car configuration. The L model is priced anywhere from the low $15,000s to the low $16,000s. The LE model has a bit wider range as it starts in the upper $16,000s and ventures into the low $18,000s. The S model is priced similar to the LE, with it priced a touch more on the lower end and almost approaching $19,000 on the higher end. Looking at the Matrix models, prices are about as variant as the Corollas. The five-door L model is priced anywhere from the low $18,000s to the low $19,000s. The five-door S model starts in the upper $18,000s and tops out in the low $20,000s. The top end model, the S five-door all-wheel drive starts off in the low $20,000s and tops out in the mid $22,000s.


2013 Honda Civic Review

For another predictable year, the 2013 Honda Civic is a fabulous deal if you are looking for a combination of reliability, a spacious interior and a great fuel sipper all for a good deal. However, many car industry insiders believe the 2013 model has lost its benchmark status from year’s past.

2013 Honda Civic Exterior

Honda has decided to revamp the 2013 Civic. This happened just one year after the 2012 model underwent a major redesign from its last major overhaul in 2006. Even though most details have not been released to the public, many speculate the 2013 Civic’s styling and the interior will see some major changes to it. The Civic’s front and back-ends are expected to be a bit more pronounced, while the fascias (front and back), an improved grille, updated tail lamps and wheels are the most pronounced changes. This year’s Civic still features two hybrid models with a gas-electric engine; however its overall mileage rating for all 2013 models will not change. The overall measurements of the car have not changed.

There are some notable improvements to the 2013 Honda Civic. One interesting thing to note is that even though the wheelbase has been shortened by one inch, this ninth-generation of the Civic has more legroom (1.6 inches, in fact) and shoulder width. This is an amazing feat by Honda, regarding its wheelbase shortening; we say this because when a wheelbase is shortened, passenger legroom typically is lost. However, due to Honda’s ingenious engineering, they have bucked the expected results.

On standard Honda Civic models, there will be a 5-inch screen to the right of the speedometer. This screen works in tandem with Honda’s smart Multi-Information Display (i-MID) and gives the operator information on fuel, audio and trip related readouts. Those cars with a navigation system will feature a 6.5-inch screen in order to enable drivers to better read maps. This year’s audio system buttons are still ergonomically designed; however, there is a slight learning curve when it comes to the steering wheel buttons that manage the audio system, the i-MID and the hands-free cell-phone system.

2013 Honda Civic Interior

Depending on the model, there are some differences for Honda’s Civic model this year. The following models are available in both sedan and coupe varieties: the base DX model, the ever popular LX, the more luxurious EX, the leather-interior EX-L and the sports-version Si. However, the following models only are available in sedans: the fuel-sipping HF, the Civic Hybrid and the natural-gas-running Civic Natural Gas.

When it comes to what is under the hood of the 2013 Civic, most car experts believe there will not be many changes. Regardless of the trim one selects, DX, LX, HF, EX or the EX-L, it will more than likely have the standard 1.8-liter engine that still produces 140 horsepower and 128 lb-ft of torque. While the engine seems standard and competitive against its competitors, the decreased weight of the Honda Civic design gives it an edge when it comes to performance.

In addition to the standard models, there are higher-end and hybrid models that Honda is still producing for the 2013 model year. The Si trim features a 2.4-liter engine that produces 201 horsepower and 170 lb-ft of torque. Test drivers of this model say it responds in an instant and its suspension makes driving bump-free. When it comes to hybrids, these models use Honda’s proprietary Integrated Motor Assist (IMA) gas-power electric power-trains. Using a 1.5-liter 4-cylinder engine with an electric motor and a rechargeable lithium-ion battery pack, one will get great gas mileage. This passive gas to electric power and vice-versa system sips gas while still giving drivers 110 horsepower and 127 lb-ft of torque.

When it comes to the Civic, gas mileage certainly depends on the model and what’s under the hood. The DX and LX models get 28/36 mileage with a manual transmission. The EX and EX-L models get 28/39 mileage ratings with an automatic transmission. HF models receive 29/41 while the Si models are able to produce a 22/31 mileage rating, partly because these can only take 91-octane gas as its base fuel. For the hybrid models, Honda really makes its hybrids stand out because they are really some of the most fuel efficient multi-fuel vehicles found anywhere on the market. Recent figures for the hybrid models rate the Honda Civic hybrid as getting 44 miles per gallon city/highway combined.

When it comes to prices, it truly varies based on the model and trim level. Overall, prices for the entire range of Civic models ranges from about $17,000 to $28,000. The DX trim is priced at about $17,200 for a five-speed manual and $17,900 for an automatic transmission. The coupe version is about $17,000 and $17,700 for manual and automatic transmissions respectively. The LX ranges in price from about $19,000 to $20,000. The HF trim comes in at about $21,000. The EX trims come in at about $21,000 to $22,000. The EX coupe and sedan models are priced at about $23,000, while the EX-L varies between $23,000 to $25,000 depending on what’s inside and under the hood. The Si sedan and coupe options both come in at about $24,000 to $25,000 depending on options. Depending on the type of hybrid model one chooses, one is able to pick one of these models up at about $25,000 to $28,000.

As we mentioned earlier, the Honda Civic is still a great competitor, but has recently been experiencing some great competition. Ford has introduced its Focus model, coming out with brand new 2013 sedan and hatchback models costing $17,700 and $19,500 respectively and as much as $30,000 for every possible option. Another competitor, the Chevy Cruze is the least flashy car of the Civics’ competitors. Available only in a four-door sedan, this is the most reserved driving car and starts at about $18,000 and can reach almost $26,000 fully loaded. Hyundai has its Elantra model competing against the Civic. Available in a sedan style, this car is available for $18,000 to $20,000.