New Car Prices

For every financially fit person, driving around in a dream car is a worthy aspiration that needs to be attained in time. One may have to take up the responsibility of drawing out an appropriate plan on how to purchase that new car, while paying keen attention to the market prices of the models they fancy, preference and intended purpose.

When looking for a trouble-free luxury drive, with the new Jaguar model XF, you need not rack your brain hard because this car is just a sight worth beholding. It goes for a market price of $60,000.This model has a six-speed automatic transmission. Additionally, it also offers a stability control system.

2012 Jaguar XF

Due to the advanced features that are tested and optimized for real life sporting performance, many may not be wrong to classify this car as a sports car. But, the Jaguar XF is fashioned exceptionally as a luxury and a personal use automobile.

A rich, feature-oriented, detailed interior and a glossy, eye-catching exterior is the beauty of this breathtaking model. With the full leather studded interior and hard switches for the air conditioning system, this one is undoubtedly the control center for excellence and class. It has an automatic sports steering wheel and is fitted with a cruise control provision. The upgraded and modern sound system will make you feel at ease when enjoying your ride. You will be able to know your location because it has a navigation system that allows you to keep track of where you are, the distance covered and the remaining miles of your trip.

For those who like acquisition while saving concurrently, buying this car will have you pocketing a $4,000 savings over the manufacturer suggested retail price (MSRP). Then you will have extra cash for fuel to enjoy your ride.

When buying a passengers car, one can choose between a sporty car, a mid-size car and a compact one, according to the buyer’s taste and preferences. The 2013 Acura ranks among the best upscale small cars. This new Acura ILX is the smallest among the sedans in the Acura lineup of vehicles. Reviewers say that the car has a solid base engine that is suited for everyday driving. This is a good choice if you value more driving. This mode trades its power for fuel economy and this allows you to go longer between fill-ups. The new Acura ILX goes for an average price of between $26,000 and $35,000.

2012 Acura ILX

The Audi A5 is another impressive car in terms of good fuel economy and an attractive interior design among the upscale midsize cars. This car offers economy in terms of its fuel consumption. The Audi A5 has the option for a convertible body or the normal full body. The advantage of this model compared to other convertible designs is its higher luggage capacity. The Audi A5 comes in three different variants, the premium, premium plus, and prestige. The price of this high performance car ranges from $36,000 to $43,000.

The 2012 Jeep Patriot ranks among the most affordable SUVs. At a cost of between $16,000 and $25,000, this is a relatively good deal considering the features that this car has to offer. This is mostly a popular option for the people who would like the feel of the Jeep Wrangler, but have financial constraints to meeting its high cost.

Among the compact pick-up trucks, the 2012 GMC Canyon is a very viable option. Reviewers contest that this model outdoes a large number of its rivals in a number of ways. The GMC Canyon is especially useful for people who prefer large cargo carrying capacity and seating for four people. If you prefer a sharp looking truck with good value then this is the best option for you. With improvements from the original design in 2007, the number of improvements has lifted the value of the vehicle. The price of this new truck ranges from $18,000 to $32,000.

The 2012 Ford F-150 is a catch for those people who love the feel of a full-size car while they would still like to have more space to carry cargo. The truck comes in either two door or four door varieties. This truck has a powerful engine with 3.5-liter Ecoboost V6, or a 5-liter V8. Its prominent features include good in-class towing, a rear view camera, in-cab storage, and an optional super crew rear seat. The safety of the car is well taken care of with the inclusion of anti-lock braking, advanced air bags, roll stability control, and a system that monitors the pressure of the tires. This vehicle comes with a 36,000 miles, 3-year warranty. At a price range of between $27,000 and $33,000 this sure is a good deal for those who value quality.

2012 Ford F-150

The 2012 Mazda 3 is a powerful four-wheel drive available in hatch back levels and sedan. The Mazda 3 may be equipped with a variety of engine/transmission combinations, which makes it a relatively multipurpose vehicle. Some distinctive features of the vehicle include bi-xenon HID headlights, 17-inch wheels, keyless entry, hands free phone capability, a powerful sound system with 10 speakers, and a push start button. The safety needs of the users of the vehicle are well provided for with the anti lock braking system, a brake assist, a system to monitor the pressure of the tires, a system that detects blind spots, and an electronic brake distribution system. At a price range of between $17,000 and $23,000, backed by a three-year warranty, this vehicle can be yours.

2012 Mazda 3

Many of the car deals are executed out there are deceptively stale and some seemingly valid. But, singling out an excellent car that fits your tastes and preferences, duty and purpose will entirely rely on your skills as the buyer and the amount of information that you have collected over the available deals and the steps to be taken. It is therefore most important to make prior arrangements and spend your good time thinking over a car deal that will deliver, meet up to your defined standards, fit your taste and purpose and withstand the test of time. This will ensure that you reap the best from your car shopping efforts.

 

2013 Lincoln MKX for $499 per month (expires 9/3/2012)

2013 LINCOLN MKX FWD

$499 /mo. for 39 mos.
Lincoln AFS Red Carpet Lease
$0 Down Payment
$0 First Month’s Payment
$0 Cash Due at Signing
Security deposit waived
Taxes, title and license fees extra
Not all buyers will qualify for LAFS Red Carpet Lease. Payments may vary; dealers determine prices. Residency restrictions apply. First month’s payment up to $550 paid by Lincoln. Lessee responsible for excess wear and mileage over 34,125 miles at $0.20 per mile. Lessee has the option to purchase vehicle at lease end at price negotiated with dealer at signing. Take new retail delivery from dealer stock by 9/3/2012. See dealer for qualifications and complete details.

2012 Buick Verano for $199 a month

$2,219 due at signing (after all offers). Includes security deposit.
Tax, title, license, dealer fees and optional equipment extra.
Mileage charge of $0.25 /mile over 24,000 miles.

 

Example based on survey. Each dealer sets own price. Your payments may vary. Payments are for a 2012 BUICK VERANO w/1SD with an MSRP of $23,470. 24 monthly payments total $4,776. Option to purchase at lease end for an amount to be determined at lease signing. Ally Bank must approve lease. Take delivery by 09-04-2012. Mileage charge of $0.25/mile over 24,000 miles.Lessee pays for maintenance, repair and excess wear. Payments may be higher in some states. Not available with other offers. Residency restrictions apply.

 

2012 Jeep Grand Cherokee Laredo 4×2 for $309 (expires 7/31/12)

Lease a 2012 Jeep Grand Cherokee Laredo 4×2 for $309 a month for 39 months.

$2,499 due at lease signing.  No security deposit required.
For well qualified lessees based on MSRP example of $28,215 with 26E package after all applicable offers.  Total due at lease signing includes down payment and first month’s payment.  Offer requires dealer contribution.  Tax, title and license extra.  Lessee pays for excess wear and mileage of $0.20/mile for each mile over 12,000 miles per year, If vehicle is returned at end of term.  Option to buy at lease end at pre-negotiated price.  Dealer’s actual terms may vary.  Offered through Ally Financial Inc.  Residency restrictions apply.  Must take retail delivery by Tuesday, 7/31/2012.

Best Car Deals

Owning a car is every persons’ dream, but that dream doesn’t come around easy. Before buying a car, a person should check for the best deals around, and then decide where to buy. What should a person consider when purchasing a new car? A buyer must take into consideration the manufacturer of the automobile he/she wants, the specifications of the car, the price and the function of the car; either for commercial purposes or for personal use.

The best car deals could offer low interest rates, discounts off the sticker prices, cash back/rebates, among other incentives. Toyota is one of the oldest automobile manufacturers, originally from Japan.

Other car manufactures such as Buick, General Motors Corp., Ford, KIA, Nissan, Mitsubishi, Subaru and Volkswagen are potential buyer choices. They all come from remarkably successful companies. German owned Volkswagen produces quality vehicles with fair pricing both from the company and also from car sellers all around the world. Subaru being a Japanese car is not so easy and cheap to maintain, though it is made for speed and comfort and price ranges from $8,000 – $25,000. The Subaru Legacy comes with a stunning V-6 engine and a 2.0cc capacity. Its fuel consumption is manageable and it has a sleek design, which shows the beauty of the car in every aspect.

KIA purchase offers are pretty competitive for their 2012 Sorento SUV. Mitsubishi also produces a wide range of cars from SUV’s to sedans. It outputs tremendous power for the user. Though expensive to maintain its fueling is not an issue because its gasoline consumption rate is tolerable. A famous model of a Mitsubishi can go for about $18,000. A person saves up to $2,000 in a deal like this. Diesel automobiles are commercially manufactured due to their cheap maintenance cost and economical fuel consumptions. Diesel engines also produce remarkable power that helps in the execution of designated tasks. This type of car includes the SUV’s. Having a price range of about $10,000 – $50,000, these types of cars are quite powerful and important for carriage purposes. Most of them have engine capacities of 3.0cc and this is quite a pull.

The 2012 Lincoln MKS is among the best luxury large cars. It has a comfortable interior with a large list of standard quality features. If you are in search of a spacious luxury car with a stylish exterior setting, a low base price and a wide range of amenities, then the Lincoln MKS is your best deal. Many test drivers have concurred that this is among the most comfortable sedans they’ve driven. It offers leg enough room from all the sitting positions. At an average price of $43,000 you can have all these wonderful features.

2012 Lincoln MKS

With an option of paying in installments of up to 48 months with no financing, you can have the Mitsubishi Outlander in your dock. The Outlander has been considered to be very economical on fuel and this comes as a good deal for the shoppers who are economically conscious with regard to fuel. The Outlander also ranks high when it comes to interior space. It has enough passenger space and adequate space for your extra suitcases. The car is designed to suit both the tall and the short drivers and passengers. This is a good deal for those with drivers varying in height. The Mitsubishi Outlander is a perfect deal for shoppers who would like to spend less than $20,000 on a vehicle with excellent fuel economy and gives ample space to fit all your luggage, as well as passengers.

2012 Mitsubishi Outlander Interior

Some of the more affordable cars that have been put forward include Mazda CX-9, Honda Fit, Toyota Sierra, Toyota Avalon, and the Ford Escape. These models come with various incentives ranging from low financing rates to rebates. The affordable cars range from small, medium to large sizes with a few compact and subcompact makes. On most car deals, the dealers offer 0%, 0.9% and 1.9% financing, which may be accompanied by another incentives or a buyer may be given the choice between two or more options of purchase. There are those dealers who have provisions to finance the buyer rather than the buyer having the purchase financed through their own banks. In a majority of these dealer-financed offers, the buyer often ends up paying less. Cash backs are always an attractive offer for any class of purchaser and for some models, one can save as much $3,000.

2012 Ford Escape

Leasing options are also available on cars and the lease offers have been getting sweeter and sweeter due to competition, economic situations and the introduction of newer technology that is geared toward models such as hybrid cars. Hybrids are expected to change the face of the automotive industry. A good lease offer is one that has a longer pay period and better lease conditions in terms of interest, monthly installments and the initial deposit demanded. For instance, the Mazda CX-5 and 2012 Nissan Rogue S are both worth mentioning because of their availability for leasing. Comparison of lease deals is a wise thing to do as opting for the better deal may save you as much as $1,200 after all payments are made. Car deals can be found on both direct purchases and lease terms.

From sedans, compact cars, sports cars, hybrid cars to SUVs, available car deals should be considered in addition to other information such as safety and fuel consumption. The information is given readily on the specific models at your dealer of choice. Luxury, safety, comfort, economy and reliability are factors to consider in the choice of car deals, with some factors holding more weight than others do. For those who want to put family first and want a good, roomy car that can carry their members comfortably there are good deals on cars that have third row seats. Narrow down the deals and once they are down to two or three as your possible ‘dream car,’ take a test-drive and then make the best choice between your alternatives. Then enjoy your new asset and the money you saved.

 

Loan versus Lease

An Auto Loan typically requires a 20% down payment and is structured as a 5 year (or 60 month) loan.  Payments include principal and interest so the amount you owe goes down with every payment you make.

Leases are typically structured as 3 year deals and basically let you rent a vehicle with an option to buy at the end of the lease for what the vehicle is then worth -they call this the residual value.  The Lessor owns the vehicle and leases it to the Lessee.  Typically only people with excellent credit can get leases but leasing volume has gone down in recent years due to the costs associated with inappropriately setting residual values at the beginning of a lease contract.  Vehicles are coming off lease and not worth their residual values so Lessors are having to liquidate these vehicles at a loss.

Sometimes Lessees are concerned about being charged for driving over their allotted mileage under a Lease.  Leases typically provide for you to drive between 12,000 and 15,000 miles per year.  If you’re going to drive more than that under a Lease make sure you understand your additional costs.

Depending on your interest rate (which is a function of your credit quality) a quick and dirty way to figure your payment for a 60 month loan is $17-34 per month per $1,000 borrowed.  So if you need to borrow $10,000 your monthly payment for 60 months will be roughly $170-340 per month depending on your credit score (which predicts to Lenders your chance of default or not paying off your Loan)..

Here are some more detailed figures for a 60 month loan.  $16.67 per month per thousand financed at 0% for 60 months.  $17.05 per month per thousand financed at 0.9% for 60 months.  $17.48 per thousand financed at 1.9% for 60 months. $17.92 per thousand financed at 2.9% for 60 months.

Here are some more detailed figures for a 36 month loan.  1.9% APR includes 36 monthly payments of $28.60 per $1,000 borrowed. 2.9% APR includes 48 monthly payments of $22.09 per $1,000 borrowed. 3.9% APR includes 60 monthly payments of $18.37 per $1,000 borrowed. 4.9% APR includes 72 monthly payments of $16.06 per $1,000 borrowed. See participating dealer for details.

Your credit score makes a big difference in the cost of your loan.  Your interest rate will be determined based on what credit tier you’re in.  The credit tiers are super-prime (5%), prime (7.5%), non-prime(10%), sub-prime (15%), buy-here, pay here (“BHPH”, 20%+).

Dealers can change your interest rate

One of the potential “hidden” fees when financing a car is a markup that dealers can add to your interest rate, even when you have a good credit score. This called “dealer reserve” in the industry.

Say the normal interest rate from the finance company used by the dealer is 6.0%. The dealer marks up the rate by a percentage, say 2.0%, making your real rate 8.0%. This markup is never mentioned anywhere in the documents you sign. Car dealers claim the practice is justified to cover the cost of arranging customers’ financing. In fact, it’s additional profit.  Automotive News reports that a number of manufacturers’ “captive” finance companies have settled on a 2.5% markup limit agreement. California now has a law that sets a 2.5% markup ceiling for most car loans. So it seems that 2.5% is now the magic number in the industry.

A common question from automotive consumers is, “Can I negotiate my interest rate?” In most cases you can try to negotiate the markup, but not the base rate, which is set by the finance company based on your credit score. In the past, there was no good way to know how much the car dealership was marking up the rate but, now, with the recent “agreements” and laws, we can assume the markup rate is going to be as much as 2.5% added to the base rate.

What is lease rate?

Car leasing is similar to buying with a loan in that a finance charge, often known as lease rate, applies. The lease rate is like a loan interest rate but is called “money factor,” “lease factor,” or simply “factor.” It is also expressed differently than interest rate, as explained below.

You may ask, “Why do I pay a finance rate when leasing a car if I’m not actually borrowing any money?”  ”Isn’t leasing like renting?”

In effect, you actually are borrowing money when you lease — in the form of the car you lease. You are borrowing the car and the lease company paid a dealer for that car with his money, which means you are borrowing the lease company’s money. And leasing is not at all like renting, as many people think. Car leasing is a form of financing; renting is not.
Your lease finance company or bank uses its own money to buy your vehicle from your dealer, and “loans” the vehicle to you during the course of the lease. The lease company or bank owns the car while you drive it.
You are therefore using and tying up the finance company’s money and should be expected to pay for the use of that money — pay interest — just as you would do for any loan or home mortgage. The rate that you pay for use of the money affects your monthly payment. The lower the lease rate, the lower your payment.

Why do car lease rates vary?

Lease rates vary from one lease finance company to another, and from one region to another. Rates can change daily and generally follow the same pattern as new-car loan rates (see Bankrate.com for national average interest rates).
Lease rates also depend on your credit score, just like with a loan. Leasers with high credit scores get the lowest rates.

It’s called money factor or lease factor

Car lease rate is called money factor and is expressed as a very small number, such as .00220, which is equivalent to 5.28% APR annual interest rate.

Convert money factor to interest rate by multiplying money factor by 2400. Or convert interest rate to money factor by dividing interest rate by 2400.

The best lease rates are typically offered by finance companies associated with major car manufacturers. Called “captive” finance companies, Toyota Finance, Ford Credit, and American Honda Finance are examples. Car makers have “deep pockets” and can afford to encourage sales by reducing monthly payments through low lease rates.

How to evaluate lease rates

How would you know if you are getting a good lease rate? The easiest way is to simply compare your rate with national averages for people with good credit. Bankrate.com shows you the national average car loan APR rates, but not lease rates.

So, to convert loan APR to money factor, simply divide by 2400. Let’s say that Bankrate shows a 6.66% APR for a 36 month new-car loan. Divide 6.66 by 2400 to get .00278 lease money factor (lease rate). This would be the average rate being paid across the U.S.. Your rate could be somewhat higher or lower than the average.

If your dealer is offering, say, a rate of .00175 (equivalent to 4.2% APR), you know you’re getting a good deal because it’s significantly better than the .00278 national average, based on loan rates.

Conversely, if your dealer offers you .00395 (equivalent to 9.48% APR) your rate is higher than average and not so good. Make sure you know your credit score because it might be the reason for the higher rate. Otherwise, the dealer may be padding the rate being given by his captive finance company.

If you are shopping for a specific car make and model, and visit a number of dealers who sell that brand, they are probably using the same “captive” finance company and will offer the same lease rates for the same car. Dealers cannot negotiate lease rates set by their captive finance companies — although they can, and often do, pad the rates by as much as 2%.

Lease rate isn’t everything

Of course, a great lease rate is not the only part of a good car lease deal. It’s actually the combination of lease rate, lease-end residual value, and lease sale price that, together, make a deal.

A few captive finance companies offer lease rate “buy-down” programs which allows you to reduce your rate by putting down a large security deposit. It’s a good deal because you get the security deposit back at lease-end. If you don’t need the deposit cash right away, it’s a good way to save money when you lease. Ask your dealer about the availability of such a program.

Banks, credit unions, and other non-manufacturer finance companies sometimes offer good lease rates but watch for a corresponding not-so-great (low) residual value. They generally can’t be as competitive as the “captive” manufacturer-owned finance companies.

Scrutinize your credit reports

Of course, you need to make sure that your credit score is the one you’ve truly earned. If there are mistakes on your credit reports, they will translate into lower scores.

At least six months before you intend to apply for a loan, get updated copies of your credit reports from Experian, Equifax and TransUnion, plus a copy of your FICO score. All borrowers are entitled to one free copy of each credit report annually through the www.annualcreditreport.com Web site. Through the www.myfico.com Web site, Fair Isaac charges $47.85 for the three reports plus their FICO scores that are based on those reports. The budget-minded might opt for the $15.95 choice, for one of their credit reports and a single FICO score. If you spot problems, you can always go back and order the other two individually without spending more than their three-report package.

Review each of your credit reports for errors. Sometimes other people’s credit information can mistakenly make its way to your credit report.

Common names and family members’ information can show up where they don’t belong. There also can be errors about your payment history — such as a notation of a missed payment when you can prove that you actually paid the bill.

Contact the lender involved with the error to straighten out the record. Normally it can take months for that information to make its way into your FICO score, according to Craig Watts, public affairs manager for Fair Isaac Corp. But if you’re already in the mortgage application process, your lender can request that the credit report companies do a “rapid re-scoring” of your credit and have such errors corrected within 72 hours, he says. Lenders pay the credit bureaus for that service.

Bump up your score

You also can improve your FICO score by paying down outstanding balances on your credit cards, says Watts.

“If you’re only interested in improving your FICO score, you should start with accounts that are closest to the credit limits.” Even if you never miss a payment, borrowing a large percentage of the credit that is available to you hurts your credit score.

Financial advisers usually recommend paying off the credit lines that have the highest interest rates first, and Watts recommends that approach if you also use the interest savings to pay down your closest-to-the-limit debts.

New Models Added – July 19, 2012

- Motorcycle / Scooter

- 2013 Aprilia SR 50 Base

- 2012 Aprilia Dorsoduro 1200

- 2012 Aprilia Mana 850 GT ABS

- 2012 BETA RR 450 Cross Country

- 2012 Brammo Empulse Base

- 2012 Brammo Empulse R

- 2012 Brammo Enertia Base

- 2012 Brammo Enertia Plus Base

- 2011 Brammo Enertia Base

- 2013 Suzuki RM 85

- 2013 Suzuki RM 85L

- 2013 Suzuki RM-Z 250

- 2013 Suzuki RM-Z 450

- 2013 Yamaha TW 200

- 2013 Yamaha Vino Classic

- 2013 Yamaha WR 250F

- 2013 Yamaha WR 250R

- 2013 Yamaha XT 250

- 2013 Yamaha YZ 125

- 2013 Yamaha YZ 250

- 2013 Yamaha YZ 250F

- 2013 Yamaha YZ 450F

- 2013 Yamaha YZ 85

- 2013 Yamaha Zuma 125

- 2013 Yamaha Zuma 50F

- ATV

- 2013 Can-Am™ DS 250

- 2013 Can-Am™ DS 70

- 2013 Can-Am™ DS 90

- 2013 Can-Am™ DS 90 X

- 2013 Can-Am™ Outlander™ 1000 DPS

- 2013 Can-Am™ Outlander™ 1000 X mr

- 2013 Can-Am™ Outlander™ 1000 XT

- 2013 Can-Am™ Outlander™ 1000 XT-P

- 2013 Can-Am™ Outlander™ 400

- 2013 Can-Am™ Outlander™ 400 XT

- 2013 Can-Am™ Outlander™ 500

- 2013 Can-Am™ Outlander™ 500 DPS

- 2013 Can-Am™ Outlander™ 500 XT

- 2013 Can-Am™ Outlander™ 650

- 2013 Can-Am™ Outlander™ 650 DPS

- 2013 Can-Am™ Outlander™ 650 XT

- 2013 Can-Am™ Outlander™ 800R

- 2013 Can-Am™ Outlander™ 800R DPS

- 2013 Can-Am™ Outlander™ 800R XT

- 2013 Can-Am™ Outlander™ 800R XT-P

- 2013 Can-Am™ Outlander™ MAX 1000 DPS

- 2013 Can-Am™ Outlander™ MAX 1000 LTD

- 2013 Can-Am™ Outlander™ MAX 1000 XT

- 2013 Can-Am™ Outlander™ MAX 1000 XT-P

- 2013 Can-Am™ Outlander™ MAX 400

- 2013 Can-Am™ Outlander™ MAX 400 XT

- 2013 Can-Am™ Outlander™ MAX 500

- 2013 Can-Am™ Outlander™ MAX 500 DPS

- 2013 Can-Am™ Outlander™ MAX 500 XT

- 2013 Can-Am™ Outlander™ MAX 650

- 2013 Can-Am™ Outlander™ MAX 650 DPS

- 2013 Can-Am™ Outlander™ MAX 650 XT

- 2013 Can-Am™ Outlander™ MAX 800R DPS

- 2013 Can-Am™ Outlander™ MAX 800R XT

- 2013 Can-Am™ Outlander™ MAX 800R XT-P

- 2013 Can-Am™ Renegade 1000

- 2013 Can-Am™ Renegade 1000 X xc

- 2013 Can-Am™ Renegade 500

- 2013 Can-Am™ Renegade 800R

- 2013 Can-Am™ Renegade 800R X xc

- 2013 Yamaha Grizzly 125 Automatic

- 2013 Yamaha Grizzly 300 Automatic

- 2013 Yamaha Grizzly 350 Auto 4×4

- 2013 Yamaha Grizzly 450 Auto 4×4

- 2013 Yamaha Grizzly 450 Auto 4×4 EPS

- 2013 Yamaha Grizzly 550 FI Auto 4×4

- 2013 Yamaha Grizzly 550 FI Auto 4×4 EPS

- 2013 Yamaha Grizzly 700 FI Auto 4×4

- 2013 Yamaha Grizzly 700 FI Auto 4×4 EPS

- 2013 Yamaha Grizzly 700 FI Auto 4×4 EPS Special Edition

- 2013 Yamaha Raptor 125

- 2013 Yamaha Raptor 250

- 2013 Yamaha Raptor 350

- 2013 Yamaha Raptor 700

- 2013 Yamaha Raptor 700R

- 2013 Yamaha Raptor 700R SE

- 2013 Yamaha Raptor 90

- 2013 Yamaha YFZ 450

- 2013 Yamaha YFZ 450R

- 2013 Yamaha YFZ 450R SE

- Utility Vehicle

- 2013 Can-Am™ Commander 1000

- 2013 Can-Am™ Commander 1000 DPS

- 2013 Can-Am™ Commander 1000 LTD

- 2013 Can-Am™ Commander 1000 X

- 2013 Can-Am™ Commander 1000 XT

- 2013 Can-Am™ Commander 800R

- 2013 Can-Am™ Commander 800R DPS

- 2013 Can-Am™ Commander 800R XT

- 2012 Kubota RTV1140CPX Orange

- 2012 Kubota RTV1140CPX Realtree ® Camouflage

- 2012 Kubota RTV500 Orange

- 2012 Kubota RTV500 Realtree ® Hardwoods ® Camouflage

- 2013 Yamaha Rhino 700 FI Auto 4×4

- 2013 Yamaha Rhino 700 FI Auto 4×4 Special Edition

Top Cars of 2013

Top Eight Cars of 2013

Cars are here to stay and that is why we will look at the top cars of 2013 and more. These are cars that have state of the art features and are like a window for us to see into the future. Cars speak volumes about the character and class of the owner. So if you are looking for a car that will earn you respect among your peers and make you the envy of many, then you should acquire one of the cars listed below.

i. Chevrolet Volt

First on the list of top cars of 2013 is the Chevy Volt. This is the first electric car than runs on more than just electricity. This is because it has more than one source of energy. One source is the electric source provided by a battery that allows you travel without gas for an about 35 miles. There is a gas generator onboard as the second source of power producing electricity from the gas engine. There is no doubt that this is the most fuel-efficient car on the planet. It allows you to drive only with electricity if you want to and also drive with both electricity and gas if you wish to. This unique feature is why it earned the named of 2012 European Car of the Year.

It is primarily powered by an electric motor of 149 hp and 273 lb.-ft. of torque. It has the capability of gaining 0 to 60 mph in 9 seconds while in electric mode. Its standard features include leather-like chair covers, keyless ignition, programmed headlights, an automatic climate control and navigation system. In terms of safety, it has antilock brakes, front and side airbags and steadiness control. With all these features, it is no surprise that this car has made it onto the list of the top cars of 2013.

 

ii. XTS Cadillac Sedan

Next on the list of top cars of 2013 is the Cadillac XTS Sedan. This is the type of car that will not only awe you, but quicken you towards tomorrow. It has a heated steering wheel that is the ideal remedy for a cold winter morning. The punctured Opus full-leather seats are famous for their supple texture, while the highly polished first-class wood trim that is so deeply grained it takes on an additional dimension. A deluxe microfiber sueded headliner frames the extensive Ultra View sunroof. This sunroof spans both rows of seats and offers a view that surpasses high-definition. The XTS Sedan has an automated front and rear braking system that uses Brembo brakes that have implausible stopping power. This car also has sculptured side mirrors that are chisel-like that allow air to slip around them, thus reducing wind noise.

2013 Cadillac XTS

 

iii. Mercedes Benz S-Class

This is a state of the art luxury car that is a favorite of rich dads and heads of state because of the roomy seats at the back. It oozes with technology from the bulletproof-like construction, antilock brakes and stability control, to the automatic transmission and rear-wheel drive. It also has a minimal number of buttons, thanks to the multifunction COMAND controller that is mounted between the seats. It has six trim levels corresponding to the engine choice. For example, the S350 Bluetec has a diesel powered V6 that can produce 240 hp and 25 mpg, while the S550 can produce 429 hp. It is therefore no surprise that it made it to the list of top cars of 2013.

iv. Chrysler 300

If you want a car that has generous cabin dimensions in all directions, meaning there is more legroom, then the Chrysler 300 is the car for you. It is a large five-passenger sedan that has a simple, yet elegant interior design. It has large chrome framework, decked out headlights and big wheels that give it a strong presence while on the road. Its standard equipment includes keyless ignition, automatic headlights, heated front seats and a sound system that incorporates Beats by Dre. It comprises of five trim levels namely: 300S, 300C, V6, 300S V8 and SRT8. The first three have a 3.6 L V6 producing 292 hp, while the SRT8 has a 6.3 L producing 470 hp.

 

v. Jaguar XKR-S Convertible

Next on the list of top cars of 2013 is this unique Jaguar. It is the most powerful and fastest Jaguar convertible ever. It is a special and attractive car that will make your friends and neighbors green with envy. It has a desirable interior that will have you running your fingertips across the magnificent leather upholstery. This 32-valve, 5.0 L V8 produces 550 hp and 502 lb.-ft. of torque that gets the convertible to 0 to 60 mph in 4.2 seconds.

2013 Jaguar XKR-S Convertible

 

vi. Lexus ES 350

This is the type of car that will provide you with the most modern convenience features, comfy ride and cut you off from the noisy and callous outside world. It has a pampering cabin that is furnished with quality leather upholstery and rich wood interior designs that offers adequate insulation from outside noise. Its standard features range from parking sensors, automated wipers, xenon adaptive headlights, heated and aerated front seats, eight speaker sound system with a 6-CD changer and heated exterior mirrors. It is powered by a 3.5 L V6 that produces 268 hp and 248 lb.-ft. of torque. For safety measures it has antilock brakes, front and rear airbags and also steadiness and traction control. This car clearly deserves to be in the list of top cars of 2013.

 

vii. Nissan Murano

This is a car that boasts of the latest technology, such as a navigation system, iPod interface, and rear seats with video entertainment setup, auto-dimming rearview mirrors, height-adjustable driver’s seat, 7-inch monochrome screen, panoramic sunroof and automated headlights. It is powered by a 3.5 L V6 that produces 240 hp and 240 lb.-ft. of torque. It has a high-grade cabin, roomy backseat and has a user-friendly control system. One doesn’t have to worry about his safety because the car has antilock brakes, active front head restraints and traction and stability control. These amazing features are what have made this a candidate for the list of top cars of 2013.

 

viii. Toyota Avalon

Last on the list of top cars of 2013 is the Toyota Avalon. This automobile seats five adults comfortably. It offers a comfy ride with very good visibility for the driver. It has an efficient engine that enables it to cruise for long distances effortlessly and the reclining back seats makes sure your passengers are relaxed and at ease. Its standard features include 17-inch alloy wheels, automated headlights, travel control, leather chair covers, auto-dimming driver and rearview mirrors, an ultra view sunroof, automated wipers and keyless entry. It is powered by 3.5 L V6 rated at 268 hp and 248 lb.-ft. torque.

The above-mentioned top cars of 2013 are the closest connection we have with the future.

2013 Kawasaki KX450F Review

In recent years the Kawasaki KX™450F has proven to be a bike of choice among the top AMA Supercross and Motocross riders. During the 2012 supercross season, Monster Energy Kawasaki’s Ryan Villopoto won nine of the first 14 races aboard his factory KX450F to take home his second-consecutive SX championship, in addition to winning the 2011 AMA Pro Motocross title and the Monster Energy Cup. The latest evolution of this championship-proven race machine provides industry leading customization allowing each rider to dial in the bike to fit their riding style, from the forks to the foot pegs. To get a taste of the new 2013 KX450F, Kawasaki invited a group of top moto journalists to Zaca Station for a no-holds barred test ride. Come along for the ride to hear what they had to say after tearing up a few laps around the track on Kawasaki’s newest race inspired machine.

Used Car Dealers and the role they play in Auto Retailing

Many people don’t realize there are 40,000 Used Car Dealers in the United States in addition to the roughly 20,000 New Car Dealers.  New Car Dealers are obvious to Consumers because they represent the major manufacturers like Chevrolet, Buick, Cadillac, GMC, Ford, Lincoln, Chrysler, Dodge, Jeep, Toyota, Lexus, Scion, Honda, Acura, Nissan, Infiniti, Mazda, Subaru, Mercedes, Smart, BMW and Porsche.  In contrast, Used Car Dealers aren’t as obvious because many have nondescript names simply like Mike’s Used Cars.  Many of us have never even stopped at a Used Car Dealer but they play an important role in auto retailing.  Used Car Dealers account for 33% of the used car sales that take place annually in the United States.

New Car Dealers and statistics about new car sales get much the press in the United States but the used car market is about three times (3x) the size of the new car market.  In the last twenty (20) years while new car sales have fluctuated between 10-17 million units per year, used car sales have fluctuated between 35-44 million units per year (Bureau of Transportation Statistics).   When the economy isn’t doing well both new and used car sales tend to fall off while people put off buying another car but used car sales tend to be 2.5-3.5 times new car sales in general. New car sales peaked in 2000 while used car sales peaked in 2005.  Both new and used car sales bottomed in 2009.  Average price of a new car sold is close to $27,000 whereas the average price of a used car is close to $9,000.  Even with this price difference between new and used each segment accounted for close to $300 billion in sales.

Yes New Car Dealers sell used cars too and also account for roughly 33% of the used car marketplace but typically their used cars are newer (less than 5 years old) and have under 50,000 miles.  Whereas, Used Car Dealers carry cheaper, older cars (typically more than 5 years old) and can have miles anywhere from 50,000-150,000+.  The Consumer to Consumer market is the other 33% of the used car market and has been empowered in recent years by internet sites.

Used Car Dealers source most of their cars from trade-ins at new car dealers that are distributed to them via wholesalers, brokers or Dealer only auctions (like Manheim).  So when you trade-in your 100,000 mile car at a new car Dealer and they don’t offer to give you much for it it’s because they don’t want it.  They’re simply providing a service to you by taking it off your hands.  They’re simply going to get rid of it by calling a broker or wholesaler or by taking it to an auction. If the car still have life in it these entities will redistribute it to a Used Car Dealer who will clean it up, refurbish it and put it back on the market.

A lot of people don’t realize how many miles you can get out of a car before it has to go to the scrap yard.  The old adage “one man’s junk is another man’s treasure often holds true here.  There are over 250 million passenger vehicles registered in the United States and the average car being driven on the road today is 10-11 years old.   Typically 5-6% of the overall passenger vehicle fleet is scrapped every year.

Used Car Dealers focus on people having a hard time getting financed at a new car dealer.  Credit scores today can be described as superprime (740+), prime (680-739), nonprime (620-679), subprime (550-619) and deep subprime (<550).  Average credit score is around 692.  Today if you have a credit score under 650 you might start finding it hard to get financed.  At a credit score of 550 it might be impossible to get financed from a Bank or Captive (one of the Manufacturers’) Finance Company.  This is why Used Car Dealers came up with a product called Buy Here, Pay Here (BHPH).  It’s kinda like a land contract in the Real Estate Business.  In this situation the Used Car Dealer will finance your purchase himself.

Experian Automotive estimates there are 24,000 Used Car Dealers offering BHPH financing who finance 15% of all used car sales.  CNW Marketing Research estimates there are 33,000 BHPH lots and the FDIC says Buy Here, Pay Here Dealers make $80 billion in loans every year.  One in three BHPH deals results in either a charge-off and/or a repossession by the Selling Dealer thus the justification for high interest rates on these types of deals.

Buy Here, Pay Here is also known or advertised as In-House Financing or We Finance.  This is where the Used Car Dealer will finance the purchase of a car off his lot.  You’ll have to come up with a down payment but if you have a job they’ll probably finance you.  That’s the good news.  The bad news is the rate is going to be high (probably 20%+).  And instead of making monthly payments you’ll probably be asked to make weekly or bi-weekly payments.  In 2012, the average BHPH credit score is 543 and the typical purchase price is around $6,500.  Roughly, 2,500,000 cars a year are being sold and financed using BHPH.  There are many reasons this type of financing may be attractive to Consumers.  People who have filed for bankruptcy, had a repossession, gotten divorced, had an illness, or simply have not managed their finances well may get themselves into a situation where this is the only financing alternative for them to have reliable transportation to get to work.

The average Buy Here, Pay Here sale is for $10,845 with $895 down, the remainder financed over 159 weeks (3 years) with a weekly payment of $92 (Leedom & Associates).  The average reconditioning per vehicle is roughly $500.

PowersportsTV is the only online site that lets you shop Used Car Dealers through the use of our reverse auction (buyer driven as opposed to seller driven) process.  You determine how many Dealers you want to shop and we’ll contact the Dealers on your behalf.  Whether you’re trying to find a particular vehicle or you’re looking for a vehicle to fit your budget this process rarely fails to deliver a good result.  Typically the more Dealers you shop the better the results you’ll achieve.  Shopping Used Car Dealers for Buy Here, Pay Here financing is another huge benefit of our service and we’re the only site that lets you do this online.